Health Insurance Plans from Our Experts

Some people still don’t understand the importance of health insurance. With one catastrophic event your life savings and quality of life can be eliminated. Until the ACA (also known as Obamacare) was created, people with pre-existing conditions could not even qualify for health insurance. People call us all the time to learn of their health insurance options before they become Medicare Eligible. The period of time between losing employer health insurance and age 65 (Medicare eligible) is known as the health insurance black out period. This is a period when you need health insurance the most. Cobra, Short Term Major Medical, ACA(Obamacare), traditional Major Medical plans. We can help you decide what is best for your situation and your budget. 

 Over twenty five years ago, Hill Medical and Financial got its start as a Health Insurance Broker. We will never forget the numerous phone calls and referrals we received from people who needed health insurance. Strikingly before the Affordable Care Act (ACA), many of those people would not qualify because of pre-existing conditions or just were too confused about what options were available. 



Let us walk you through this process…..we’ll make it simple and easy to understand. We will get you the health insurance coverage you need and for the lowest premium we can find.

As Insurance Brokers, our number 1 responsibility is YOU not any particular Insurance Company. We work for our clients, not the Insurance Companies!