Life Insurance Plans
Life insurance is an absolutely necessity that protects you and your loved ones in the event of someone’s passing. Death is already such a terrible time in anyone’s life, and adding financial concerns to it only multiplies the pain. Here at Hill Medical and Financial Services,
We do all we can to help our customers to avoid these terrible situations by providing them with reliable life insurance that is there when they need it most.
We can do this for people in the states of Florida, Virginia, Texas, South Carolina, Ohio, Missouri, Nevada, Michigan, Georgia, Illinois and Indiana.
What life insurance plan is right for me?
There are two main types of life insurance, term and whole life. Here are the most important characteristics of both.
Term
Term life insurance is the simplest and most common form of life insurance. If death occurs any time during the term of the policy, the payout is given. The term can range in length based on your needs and wishes and can be either level or decreasing term in nature. Level term life insurance keeps the same value always, while decreasing lowers over time.
Whole Life Insurance
Whole life insurance pays a death benefit no matter when the customer dies. These policies usually include a cash value component, which you can withdraw from or borrow against during your life.
If you are unsure about which policy is better for you, that’s ok! Our experts are here to talk to you and analyze your needs, then meet them fully! Reach out to us for more information about both types of policies and how they can help you get the peace of mind you deserve.
Call our team to learn more about getting a life insurance policy in place. (312) 203-4340
